Along with protecting your equipment, your hairdressers insurance policy should also ensure that you yourself are protected while at work. For example, your hairdressers insurance can help you should your equipment get damaged or stolen or in the more likely event of them just breaking! Combined with public liability insurance your hairdressers insurance can also protect you against legal claims made against you by members of the public. As someone who provides a service to the public on a daily basis it is essential that you are covered in case you injure or damage a client.
Archives: FAQs
How do i ensure i get the right cover?
In order to make sure you are receiving the right hairdressers insurance policy the first thing you need to do is make a list of all the services you provide and the equipment you require to do so. This is so you can make sure your new policy will help you should you ever encounter any issues and help you get back to work as soon as possible. If you offer beauty treatments as well as hair treatments then you can combine your hairdressers insurance policy with a beauty insurance policy. If this sounds like something that could help your business then make sure you fill in our online quotation form today
Why Nova Insurance?
Our shop insurance is extremely extensive, which means that you are protected against a wide range of damages as well as various forms of liability. Add to this our competitive prices and excellent customer service and you can see why so many customers choose to use Nova Insurance time and time again. We have also been in the insurance industry for over 18 years, which means that you will not only have our products on your side but also our experience. If you would like any more information about our shop insurance policies then call 0800 083 1566 and one of our advisers will be happy to help!
Can my policy cover my employees?
We strongly suggest to all our customers to include public liability cover in their policies as well as employer’s liability cover, as if one of your employees has an accident at work they could hold you responsible. It’s impossible for shop owners to keep an eye on their staff at all times, especially if they work in a fast paced industry where accidents do happen. Even if these accidents aren’t your fault you may have to argue your case in court, and our shop insurance can cover the cost of legal fees.
How expensive will my premiums be?
Like all types of insurance, the cost of your shop insurance will depend on the amount of risk you pose, which can include where you are situated and the type of services you offer. It’s important to make sure that your business is not only protected when it is open but also when it’s closed, and if it is in a busy area you could find it more of a target for thieves. Our policies can protect your shop from damages caused by attempted thefts or fires from electrical faults, meaning that when you close up each night you can switch off too!
How can shop insurance protect me?
In order for your business to thrive you will need a large amount of customers to visit your shop on a frequent basis. However, if you have a particularly busy business then you will find that wear and tear to your property will happen more often, and that your customers will also accidentally damage your goods. Even though it is a customer’s responsibility to pay for damaged goods, you don’t always find out about it until it’s too late, which is where your shop insurance can help.
Why Nova Insurance?
After spending eighteen years working in the insurance industry we have learnt a thing or two here at Nova Insurance, one of which is the fact that great customer service can go a long way. This is why we don’t make our clients talk to a call centre if they need to make a claim or want some advice. Instead, our friendly customer services team are there to make sure that your business runs as smoothly as possible and are always happy to help if you have any queries. We also offer competitive prices for all our insurance products, so make sure you call or fill out our online form today!
How can beauty insurance protect my salon?
If you own a salon you will have probably paid thousands of pounds on equipment and products that are essential for carrying out various beauty treatments. Unfortunately, this means that your salon could be targeted by thieves, which is why our beauty insurance can cover the cost of your equipment if stolen as well as any damage caused to the building as well. We also offer employer’s liability insurance so if one of your employees is injured at work you won’t have to cover the cost of compensation alone.
Does beauty insurance only cover certain treatments?
In order to provide beauty insurance we will need to know that you are qualified to perform the treatments that you are offering your clients. However, if you are choosing to train for a new type of treatment in the near future then it may be wise to choose an expansive policy so you can make the most out of your skills. Our beauty insurance can also cover the products that you use, as more often than not they are extremely expensive, and if stolen you could struggle to replace them on your own.
Why is beauty insurance so important?
By law, all beauticians must be covered by beauty insurance before they start offering their services to the public. This is to make sure that you understand the products you’re using and the treatments you provide, especially as if something goes wrong and a client is harmed you will be held responsible. As a beautician you will probably know your products and treatments inside out, however accidents do happen and you can never be too careful!