Menu

What needs to be considered when getting a commercial let quote?

At Nova Insurance we believe that is it always better to have a tailor-made insurance policy, that way you know you are adequately covered. This is why we work with some of the biggest commercial let insurance providers in the market who have years of experience between them. If your property portfolio consists of both commercial and residential properties just let us know when filling out our online form and our partners will be more than happy to find you a suitable policy. Their job is to provide you exactly what you want for a price that you can afford, so make sure you give them a try today

How to get a property insurance quote?

Once you have received property insurance quotes from our range of professional brokers you will have the opportunity to compare each one in detail and decide which one is right for you. Even though all our partners provide high-quality and extensive property insurance, there may be some policies that suit your needs better than others. If at any point you need to amend the information you provided us, or would like to compare additional property insurance quotes, please just let us know or fill out our online quotation form. At Nova Insurance we make finding property insurance as easy as one, two, three – so make sure you fill out our quotation form today

What do i need to consider when getting property insurance?

Purchasing property insurance shouldn’t be something that you rush into, as without the right level of cover you could be left vulnerable. For instance, if you rely on your property to run your business then you need to make sure that your cover protects the type of building you own and potentially includes public liability insurance in case one of your employees is injured at work. At the same time, if you are purchasing property insurance as an individual you may want to take a closer look at your options when it comes to contents insurance – after all property insurance is there to protect the things you love the most

How can i get a pet shop insurance quote?

Nova Insurance works with a number of dedicated insurance brokers so our customers can find the exact level of cover they require. Regardless of the size of your pet shop or the types of animals you specialise in we will be able to help find the right pet shop insurance for you. If you would like to protect your premises as well as your business then make sure you ask our partners about property insurance. They can help protect the equipment in your store and arrange replacements if they are damaged, so make sure you fill out an online form today.

What can or does pet shop insurance cover?

Your pet shop insurance policy will be able to help you should one of your animals go missing from your store. However this isn’t all it can do: when combined with a public liability policy it can also protect you should one of your animals injure a customer. These days it is unusual for any business that encounters members of the public on a daily basis not to have public liability insurance as it protects them against any legal issues. Unfortunately, accidents do happen, especially with animals as they are often unpredictable, which is why public liability insurance is so important.

What type of cover do i need?

Off licences vary in style and size, however one thing that they all have in common is that they carry a wide range of alcohol. Alcohol in general is not cheap, which means that you need to make sure your off licence insurance protects your products especially those that are expensive such as champagne and liquor. If you provide other products in your store such as cigarettes, snacks or confectionary it is important that your off licence insurance covers these as well. Don’t forget that equipment such as fridges and freezers rarely come cheap so you need to be covered if one of yours breaks

What legal requirements are there?

As an off licence you are legally allowed to sell alcohol to over eighteens for consumption off the premises, however you are also required to adhere to laws set out by the government. For example, you must be able to prove that everyone you serve alcohol to is over the age of twenty five or has provided ID showing they are over eighteen. Off licence owners have to be vigilant when it comes to their customers as many try to break the law. For instance, if you believe a customer is attempting to buy alcohol for under eighteens you should report them to the police and ban them from your store. Even though your off licence insurance is there to help you should an issue occur, it cannot protect you if you break the law.

Ready to get an
insurance quote?

GET A QUOTE

Or Request A Callback

Prefer to speak to an advisor?

0800 083 1566

It’s Friday and our UK based call centre is open
until 6pm tonight