Purchasing property insurance shouldn’t be something that you rush into, as without the right level of cover you could be left vulnerable. For instance, if you rely on your property to run your business then you need to make sure that your cover protects the type of building you own and potentially includes public liability insurance in case one of your employees is injured at work. At the same time, if you are purchasing property insurance as an individual you may want to take a closer look at your options when it comes to contents insurance – after all property insurance is there to protect the things you love the most
Archives: FAQs
How can Nova Insurance help?
At Nova Insurance we believe that every business should receive extensive yet affordable pet shop insurance no matter how big or small. Therefore, if you have any questions all you need to do is call our customer service team to get the answers you need.
How can i get a pet shop insurance quote?
Nova Insurance works with a number of dedicated insurance brokers so our customers can find the exact level of cover they require. Regardless of the size of your pet shop or the types of animals you specialise in we will be able to help find the right pet shop insurance for you. If you would like to protect your premises as well as your business then make sure you ask our partners about property insurance. They can help protect the equipment in your store and arrange replacements if they are damaged, so make sure you fill out an online form today.
What can or does pet shop insurance cover?
Your pet shop insurance policy will be able to help you should one of your animals go missing from your store. However this isn’t all it can do: when combined with a public liability policy it can also protect you should one of your animals injure a customer. These days it is unusual for any business that encounters members of the public on a daily basis not to have public liability insurance as it protects them against any legal issues. Unfortunately, accidents do happen, especially with animals as they are often unpredictable, which is why public liability insurance is so important.
How can Nova Insurance help me get a quote?
If you want a quick and easy way to find a range of off licence insurance quotes then make sure you fill out our online form today! Our partners have spent years working with off licence owners to provide them the best available deals, so why not let them help you too.
What type of cover do i need?
Off licences vary in style and size, however one thing that they all have in common is that they carry a wide range of alcohol. Alcohol in general is not cheap, which means that you need to make sure your off licence insurance protects your products especially those that are expensive such as champagne and liquor. If you provide other products in your store such as cigarettes, snacks or confectionary it is important that your off licence insurance covers these as well. Don’t forget that equipment such as fridges and freezers rarely come cheap so you need to be covered if one of yours breaks
What legal requirements are there?
As an off licence you are legally allowed to sell alcohol to over eighteens for consumption off the premises, however you are also required to adhere to laws set out by the government. For example, you must be able to prove that everyone you serve alcohol to is over the age of twenty five or has provided ID showing they are over eighteen. Off licence owners have to be vigilant when it comes to their customers as many try to break the law. For instance, if you believe a customer is attempting to buy alcohol for under eighteens you should report them to the police and ban them from your store. Even though your off licence insurance is there to help you should an issue occur, it cannot protect you if you break the law.
Why Nova Insurance?
One of the great things about Nova Insurance is that we can help you find insurance for a whole range of shops. If you own multiple businesses then make sure you get in touch with us today and we will help you find the perfect policy.
Can Nova Insurance help me get cover?
You may think that finding the right grocers insurance policy is time consuming – but not at Nova Insurance! To make things as easy as possible we have created our very own online quotation form which only takes a few short minutes to complete. If at any point you need more information on our online quotation form you can call us on 0800 083 1566 and our customer service team will be happy to help. No question is too big or small.
How do i ensure i get the right cover?
In order to receive adequate cover it’s important that you consider what aspects of your business need to be protected by your insurance policy. Naturally, your stock will be the first thing on your list, however the second should be protection from public liability. As members of the public will be visiting your store on a daily basis you need to make sure that you are covered in case they are involved in an accident. If they are, they may start legal proceedings, which is when your public liability insurance will become invaluable. Grocers insurance is there to protect you when you need it the most, so make sure you get a quote today