We offer a whole range of extras for our customers including insurance policies that will pay out if your tools are damaged, stolen or lost. We also provide business insurance that can cover your premises or vehicles, as we understand that if you have issues with these it can put a spanner in your whole operation. If you are looking for something more specific then make sure you call us on 0800 083 1566 and we can discuss exactly what you need.
Archives: FAQs
How can you protect my business?
Our carpenters insurance protects your business in a number of ways: firstly, it ensures that you will not have to cover the costs alone if damages are caused to a property during a job. Our cover can also help if you have an accident and have to stop working for a period of time even if you are in the middle of a project. Having to take time off work due to an injury is never welcome – especially if you are self-employed – but with our carpenters insurance we can ensure that you won’t be left in a difficult situation.
Do carpenters insurance cover joiners?
Yes, for all intents and purposes ‘joiners’ and ‘carpenters’ are considered the same here as we feel that it is essential for joiners to have cover that allows them to expand their skills into carpentry and vice versa. As long as you have the right qualifications then we can cover you for both joinery and carpentry with just one insurance product!
Why Nova Insurance?
We have been working in the insurance industry for over eighteen years and so have a huge amount of experience on our side. Not only this, we also take the satisfaction of our customers extremely seriously, which is why if you call our customer services team you will always get the answers you need delivered in a friendly and efficient manner. Add to this the fact that we offer a premium guarantee promise and you can see why so many people chose Nova Insurance time and time again!
What else can your builders insurance include?
At a basic level our builders insurance can help you if you are involved in an accident or become involved in legal proceedings. However, we can offer policies that cover every aspect of your business, including cover for your tools, your employees and even loss of earnings. We also work tirelessly to ensure that our clients will receive the best possible price when it comes to renewing their policies so they have affordable premiums year after year!
Do I have to be employed by a company?
Most definitely not! A number of our customers are self-employed and we have helped them throughout the years to make the most out of their businesses. If you are a one-man band or have recently started up your own company we know that your outgoings have a direct effect on your business, which is why we offer competitive prices to all our customers no matter how big or small.
Can your builders insurance protect me during large construction projects?
Here at Nova Insurance we pride ourselves on the fact that we have an in depth knowledge of our products as well as our customers, and so we have a good grasp on what goes in in the construction industry. We understand that large projects often take time to organise and have multiple aspects to them, which is why our builders insurance is designed to help you no matter what size your project or stage you are currently in.
Can you insure vehicles heavier than 44 tonnes?
Yes, regardless of how heavy your lorry is, we will be able to find you a hgv broker that covers that and more.
What exactly does HGV insurance protect?
HGV insurance is designed to deal with HGV’s, also known as Large Goods Vehicles. This type of insurance is similar to van insurance in many ways, it covers damage caused by the vehicle to others and can be scaled up to cover accidental damage to the truck and theft cover. In addition you can purchase goods in transit insurance to cover the contents you are carrying in the vehicle.
Can you provide cover for hazardous goods or locations?
At Nova Insurance we work alongside a variety of insurers who may be able to offer you a suitable level of cover which includes carriage of hazardous goods or coverage for visiting hazardous sites.