If you own a salon you will have probably paid thousands of pounds on equipment and products that are essential for carrying out various beauty treatments. Unfortunately, this means that your salon could be targeted by thieves, which is why our beauty insurance can cover the cost of your equipment if stolen as well as any damage caused to the building as well. We also offer employer’s liability insurance so if one of your employees is injured at work you won’t have to cover the cost of compensation alone.
Archives: FAQs
Does beauty insurance only cover certain treatments?
In order to provide beauty insurance we will need to know that you are qualified to perform the treatments that you are offering your clients. However, if you are choosing to train for a new type of treatment in the near future then it may be wise to choose an expansive policy so you can make the most out of your skills. Our beauty insurance can also cover the products that you use, as more often than not they are extremely expensive, and if stolen you could struggle to replace them on your own.
Why is beauty insurance so important?
By law, all beauticians must be covered by beauty insurance before they start offering their services to the public. This is to make sure that you understand the products you’re using and the treatments you provide, especially as if something goes wrong and a client is harmed you will be held responsible. As a beautician you will probably know your products and treatments inside out, however accidents do happen and you can never be too careful!
Can i get public liability protection?
These days there is no such thing as being too careful, especially when it comes to protecting yourself from legal disputes with members of the public. In order to ensure that you are not accused of causing injury it is essential that you adhere to Health and Safety legislation as well as protect yourself with public liability insurance. Our partners can provide barber shop insurance policies which include public liability insurance that pay out should you have to go to court. If this is something you feel your business can’t do without then make sure you let our partners know and they will be more than happy to find you a suitable policy!
What does barbershop insurance cover?
Regardless of what types of services you offer your customers you will need a barber shop insurance policy that covers your equipment and staff. Basins, hairdryers and even hair products rarely come cheap, which is why your insurance should help you if one of them breaks. Your barber shop insurance can even protect your premises if combined with a property insurance policy, meaning that you will have one less thing to worry about. If you want to know more about combined barber shop insurance quotes then fill in our online quotation form today or get in touch with our customer service team!
Why Nova Insurance?
At Nova Insurance we understand that a large amount of income for salon owners comes not just from the services they offer but also the products they sell too. We also understand that competition is fierce when it comes to salons, and so being able to offer cheap prices could really help your business. This is why we provide competitive salon insurance quotes for all our customers, and one-to-one help with our customer services team should you have any issues or concerns. It only takes a few minutes to fill out a form so why not do so today?
Do you offer salon insurance for franchises?
Our salon insurance policies are flexible so that they can cover any size business, and as long as you are in charge of protecting your company we can help you. We have previously worked with a number of customers who run franchised salons and know that they are often concerned about their business as well as their brand’s reputation. If you are not sure whether it is your responsibility you can always call our customer services team on 0800 083 1566 for friendly advice and information.
Can you protect my products?
One of the biggest outgoings for salons is their stock which can include shampoos, conditioners, styling products and hair dye, all of which needs to be protected. If your salon is raided it’s highly unlikely you would be able to cover the costs of replacing everything on your own, which is where your salon insurance can really help. Our insurance also covers the cost of equipment such as hair dryers, sinks, chairs and anything else that you require in order to do your day to day work.
What does salon insurance include?
When we designed our salon insurance policies we wanted to protect all our customers from the range of issues that they could face and potentially get in the way of their businesses. This is why public liability cover is included in our salon insurance policies as standard, as when working in a salon not only do you have to protect yourself but also your customers. Trips and falls can lead to expensive court cases, and when you work in an environment that has a number of people on their feet at all times the likelihood of this happening is often high!
Why us?
After spending a number of years working in the insurance industry we feel that we have come up with a range of products that really suit our customers’ needs. Furthermore, we have found that most tradesmen don’t have a lot of time for paperwork or administration which is why we have created a simple online form that only asks for essential information. If you want a top of the range insurance product while saving both time and money then make sure you get a quote with us today!