A fleet vehicle is a car, truck, HGV, van or other motor vehicle that is, or was, part of a group of vehicles owned by a business.
Archives: FAQs
Do you get No Claims on fleet insurance?
Unfortunately not, however you will receive a confirmed fleet claims experience report, which will help to keep the cost of your insurance premiums down in the future.
What is fleet insurance?
Fleet Insurance is insurance that covers one or more vehicles (the minimum and maximum amount is dependent on each individual insurer but generally 3 or more). For business owners; small, medium or large, with multiple vehicles this is ideal as it saves juggling several different policies.
What vehicles can I insure under my fleet policy?
Any vehicle which is owned by & registered to the company. This will also include hired-in vehicles and loan/courtesy car vehicles. Vehicles leased under a lease agreement to the company or one of its directors can also be added.
What types of trucks can you get cover for?
We can cover all types of trucks including Recovery/Breakdown Trucks, Crane, Skeletal, Articulated lorry, Curtain Side, Skip carrier, Refrigerated truck, Flatbed truck, Dropside, Tipper, Waste disposal truck, Concrete mixer and Recycling trucks.
Is truck insurance the same as hire and reward?
Truck insurance covers the vehicle and its driver. Hire and reward (delivering goods for hire or reward) covers you if you’re carrying other peoples goods in exchange for money. This might be as a delivery driver or courier delivering many items to lots of places
Is a trailer covered under haulage insurance?
Most policies will cover a trailer up to a certain limit, but it is important to check this limit and whether cover is extended to include cover while detached, as it will differ between insurance companies.
Can you insure a truck for a day?
It is possible to arrange temporary insurance for trucks. However, it is not something Nova Insurance offers as we only quote for 12 months (annual) policies.
How much does truck insurance cost?
The typical annual amount paid by hauliers for truck insurance can be as low as £2,000. However the premium is based on many factors and should only be used as an indication.
How much does it cost to insure a HGV?
If it’s a new business venture then, the estimated price is between £4000 and £8000 per year. This is dependant on the value, vehicle make/model, location, drivers age and driving history.