BEAUTY INSURANCE

Nova Premium Finance Ltd are regulated by the Financial Conduct Authority under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd are an authorised credit lender who charge interest on monies lent. . Nova Insurance and Nova Premium Finance are not the same company but do operate under a linked arrangement.

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government.  All quotes and premiums will include IPT at the current rate.

Nova Insurance and our panel of UK insurance providers are fully regulated by the Financial Conduct Authority. So why not start by filling in our form today to see if we could help save you money on your next insurance quote or insurance policy.

By law, all beauticians must be covered by beauty insurance before they start offering their services to the public. This is to make sure that you understand the products you’re using and the treatments you provide, especially as if something goes wrong and a client is harmed you will be held responsible. As a beautician you will probably know your products and treatments inside out, however accidents do happen and you can never be too careful!

In order to provide beauty insurance we will need to know that you are qualified to perform the treatments that you are offering your clients. However, if you are choosing to train for a new type of treatment in the near future then it may be wise to choose an expansive policy so you can make the most out of your skills. Our beauty insurance can also cover the products that you use, as more often than not they are extremely expensive, and if stolen you could struggle to replace them on your own.

If you own a salon you will have probably paid thousands of pounds on equipment and products that are essential for carrying out various beauty treatments. Unfortunately, this means that your salon could be targeted by thieves, which is why our beauty insurance can cover the cost of your equipment if stolen as well as any damage caused to the building as well. We also offer employer’s liability insurance so if one of your employees is injured at work you won’t have to cover the cost of compensation alone.

After spending eighteen years working in the insurance industry we have learnt a thing or two here at Nova Insurance, one of which is the fact that great customer service can go a long way. This is why we don’t make our clients talk to a call centre if they need to make a claim or want some advice. Instead, our friendly customer services team are there to make sure that your business runs as smoothly as possible and are always happy to help if you have any queries. We also offer competitive prices for all our insurance products, so make sure you call or fill out our online form today!