UNOCCUPIED PROPERTY

Nova Premium Finance Ltd are regulated by the Financial Conduct Authority under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd are an authorised credit lender who charge interest on monies lent. . Nova Insurance and Nova Premium Finance are not the same company but do operate under a linked arrangement.

Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government.  All quotes and premiums will include IPT at the current rate.

Nova Insurance and our panel of UK insurance providers are fully regulated by the Financial Conduct Authority. So why not start by filling in our form today to see if we could help save you money on your next insurance quote or insurance policy.

Purchasing property insurance shouldn’t be something that you rush into, as without the right level of cover you could be left vulnerable. For instance, if you rely on your property to run your business then you need to make sure that your cover protects the type of building you own and potentially includes public liability insurance in case one of your employees is injured at work. At the same time, if you are purchasing property insurance as an individual you may want to take a closer look at your options when it comes to contents insurance – after all property insurance is there to protect the things you love the most

Once you have received property insurance quotes from our range of professional brokers you will have the opportunity to compare each one in detail and decide which one is right for you. Even though all our partners provide high-quality and extensive property insurance, there may be some policies that suit your needs better than others. If at any point you need to amend the information you provided us, or would like to compare additional property insurance quotes, please just let us know or fill out our online quotation form. At Nova Insurance we make finding property insurance as easy as one, two, three – so make sure you fill out our quotation form today

If at any point you have any questions concerning the types of property insurance our partners deliver, or what information you need to provide when looking for a quote, please feel free to get in touch with us and one of our friendly customer service team members will be happy to help.

Unoccupied property insurance covers your property if you need to leave it vacant for longer than your standard home insurance allows. You’ll normally need to arrange unoccupied property insurance if your home will be empty for more than 30-60 days, but policies vary so check your terms to be sure.

It is the responsibility of the executor/administrator to protect the deceased’s assets and they must put in place appropriate probate house insurance. This needs to be a specialist cover, often referred to as unoccupied property insurance or empty property insurance.