Being responsible for commercial properties can often be time-consuming, as they tend to attract large numbers of people daily, making them more prone to damage.
Commercial Let Property Insurance is designed for landlords who rent out buildings for business use, such as offices, shops, warehouses, or other commercial premises. This type of policy helps protect your property and your financial interests against a wide range of risks, including damage, liability claims, and loss of rental income.
To ensure that your commercial buildings are properly protected, you need to invest in a commercial let insurance policy that covers all the risks associated with being a commercial landlord. For example, you may want to cover fixtures and fittings, which are often significantly more expensive in a commercial property than in a residential one.
Why Nova Insurance for commercial let property insurance?
We have a UK-based call centre that is available 6 days a week to take your call. The experienced team can guide you through the process of getting a commercial let property insurance quotation, offering relevant advice and assistance throughout the quote.
Calls are completely free, as we use 0800 numbers. However, you can request a callback, and we will call you back at a time that’s convenient for you. Ready for a quote? Simply complete the form, and we will call you back. Alternatively, you can contact us.
Trusted by Thousands
Over 27,000 clients rely on Nova Insurance to protect their businesses with reliable and specialist insurance solutions
Instant Cover and Documentation
Get immediate cover when you need it, with policy documents issued directly to your email within minutes.
Over 30 Years of Experience
With more than 30 years of experience, we specialise in insuring self-employed professionals, freelancers, contractors, and small business owners.
Commercial Let Insurance Frequently Asked Questions
Commercial Let Insurance Frequently Asked Questions
Here are some frequently asked questions that you may find useful when getting a quote for or purchasing a commercial let insurance policy.
Why Nova Insurance?
Here at Nova Insurance, we treat each customer as an individual to ensure they receive a bespoke insurance policy. Furthermore, we work only with the most respected and professional insurance brokers, ensuring you always receive high-quality insurance policies.
How can Nova Insurance help obtain a quote?
No one wants to spend hours searching for affordable yet extensive commercial let insurance products, which is why at Nova Insurance, all you need to do is fill out one simple online form. We pride ourselves on making finding insurance as easy and stress-free as possible. However, if at any point you need more information or advice, please do not hesitate to get in touch. Our customer service team will always be more than happy to help, whether it’s providing guidance on how to fill out our online quotation form or providing more information on the types of products our partners offer
What needs to be considered when getting a commercial let quote?
At Nova Insurance, we believe it is always better to have a tailor-made insurance policy, so you know you are adequately covered. We work with some of the biggest commercial let insurance providers in the market, each with years of experience. If your property portfolio includes both commercial and residential properties, just let us know when you fill out our online form, and our partners will be more than happy to find you a suitable policy. Their job is to provide you exactly what you want for a price that you can afford, so make sure you give them a try today.
Are Nova Insurance regulated?
The Financial Conduct Authority fully regulates Nova Insurance and our panel of UK insurance providers. So why not start by filling out our form today to see if we can help you save money on your next insurance quote or policy?
What is Insurance Premium Tax (IPT)?
Insurance Premium Tax (IPT) is a tax on general insurance premiums, introduced by Kenneth Clarke in the 1993 Budget, and set by the Government. All quotes and premiums will include IPT at the current rate.
Who are Nova Premium finance?
The Financial Conduct Authority regulates Nova Premium Finance Ltd under firm no. 716933. Nova Premium Finance’s FCA registration can be checked at https://register.fca.org.uk. Nova Premium Finance Ltd is an authorised credit lender that charges interest on monies lent. Nova Insurance and Nova Premium Finance are not the same company, but do operate under a linked arrangement.
Related Insurance
Buy-To-Let Property Insurance
Buy-To-Let Property Insurance
The UK housing market is constantly changing, which means that to keep up, landlords need to adapt their property portfolios on a regular basis. Unfortunately, some insurance policies can restrict you from improving your business, which is why Nova Insurance specialises in helping customers find flexible yet extensive buy-to-let insurance.
When you let residential properties, not only are you responsible for the buildings, but also the tenants that live in them. Being a landlord is therefore extremely time-consuming, so the last thing you need is to find out too late that your residential let insurance is not protecting you properly.
If you own a property, there may be times when it stands empty for a number of consecutive days, which could invalidate or severely restrict the cover on your home insurance or landlords insurance. In cases like this, you may typically need unoccupied property insurance (also known as empty property cover or unoccupied house insurance).
Your home is probably your single biggest asset, so it makes sense to protect it in every way possible. Fitting smoke detectors and burglar alarms is common practice these days, but while they may help protect your home, they won’t help you if the worst happens.
As an estate or letting agent, not only do you need to have protection for your office and contents, but you also deal with the public, look after properties on behalf of your clients and provide professional advice.
There isn’t much we can do about the highs and lows of the property market, but we can help protect you from unexpected legal threats to your business, allowing you to concentrate on what you do best.
1995 - 2026 Nova Insurance. Nova Insurance Limited. Company Registration Number 3482686. We are authorised and regulated by the Financial Conduct Authority and our firm registration number is 307128. Registered Office : 3 Redwing Court Business Centre, Ashton Road, Romford, Essex, RM3 8QQ
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