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Truck Insurance

Nova Insurance can offer truck insurance, and a truck insurance quote, that is ideal for owner drivers and businesses operating any number of vehicles for Haulage or Own Goods. We can insure virtually any kind of lorry, from a 7.5 tonne flatbed to a 60 tonne artic, and if you have two or more vehicles (including vans and cars) then a fleet policy could be a cheaper solution.

Truck Insurance

What is truck insurance?

Truck Insurance stands as a cornerstone of protection for the commercial transportation industry, safeguarding vehicles that form the backbone of supply chains worldwide. This specialized coverage extends far beyond conventional auto policies, addressing the multifaceted risks inherent to operating large commercial vehicles. From long-haul semi-trucks to local delivery vans, Truck Insurance provides a safety net against potential financial pitfalls arising from accidents, theft, or cargo loss.

Savvy fleet managers must navigate a complex landscape of coverage options, balancing comprehensive protection with cost-effective premiums. Modern Truck Insurance policies often incorporate cutting-edge technologies, such as telematics and AI-driven risk assessment, to offer more personalized and dynamic coverage. The ever-changing regulatory environment, coupled with evolving environmental standards, continually shapes the Truck Insurance market, prompting insurers to adapt their offerings. As the gig economy expands into the trucking sector, new insurance models are emerging to accommodate independent contractors and part-time drivers. Ultimately, robust Truck Insurance not only fulfills legal obligations but also plays a crucial role in maintaining operational continuity, protecting assets, and preserving the reputation of businesses in the competitive world of commercial transportation.

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Flat Bed Truck Insurance

Commercial vehicles with flat loading beds have become a staple of Britain’s transportation sector, particularly for moving oversized cargo efficiently. Construction firms frequently rely on these versatile vehicles to shuttle heavy equipment and machinery between work sites. However, the specialized nature of hauling substantial loads means these vehicles require skilled handling and comprehensive insurance coverage.

When it comes to insuring your flat bed truck or vehicle, you’ll find the market offers numerous options from various providers. The key decision lies in determining the appropriate level of protection for your specific needs.

The insurance sector caters well to flat bed operators, with multiple insurers competing to offer competitive policies. A vital aspect often recommended is comprehensive contents insurance, ensuring that your valuable cargo remains protected throughout its journey. This coverage can make the difference between a minor setback and a major financial loss should anything happen to the goods you’re transporting.

Why Nova Insurance for truck insurance?

We’ve a UK based call centre are available 6 days a week to take your call. The experienced team can guide you through the process of getting a truck insurance quote. Offering relevant advice and assistance throughout quote.

Calls are completely free, as we use 0800 numbers. However you can request a callback and we will call you back at a time that’s convenient for you.  Ready for a quote? Simply complete the form and we will call you back. Alternatively you can contact us.

Truck Insurance Frequently Asked Questions

Here are some frequently asked questions that you may find useful to review before getting a truck insurance quote. Don’t forget our knowledgeable and friendly UK based team are on hand for any questions you may have.

The typical annual amount paid by hauliers for truck insurance can be as low as £2,000. However the premium is based on many factors and should only be used as an indication.

It is possible to arrange temporary insurance for trucks. However, it is not something Nova Insurance offers as we only quote for 12 months (annual) policies.

Most policies will cover a trailer up to a certain limit, but it is important to check this limit and whether cover is extended to include cover while detached, as it will differ between insurance companies.

Truck insurance covers the vehicle and its driver. Hire and reward (delivering goods for hire or reward) covers you if you’re carrying other peoples goods in exchange for money. This might be as a delivery driver or courier delivering many items to lots of places

We can cover all types of trucks including Recovery/Breakdown Trucks, Crane, Skeletal, Articulated lorry, Curtain Side, Skip carrier, Refrigerated truck, Flatbed truck, Dropside, Tipper, Waste disposal truck, Concrete mixer and Recycling trucks.

Yes.  You will charged for the time on cover and a cancellation administration fee.  You can request cancellation online or by calling us

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Have you got a question that we haven’t answered above? Then please or call us on 0800 083 1566

Very reliable broker company. Would highly recommend Nova Insurance