HGV Insurance
If you have a vehicle that is over 3.5tonne GVW (Gross Vehicle Weight), then you will need an operator’s licence to carry your own goods, or somebody else’s for hire and reward. Please have these details to have as we will be requested when going through your HGV quote.
We can offer quotations for 44 tonne trucks, 26 tonne trucks and 18 tonne trucks.
Did you know …
A Heavy Goods Vehicle (HGV) is a large vehicle with a total weight of more than 3.5 tonnes (vehicle + load).
What is HGV Insurance?
HGV Insurance is a crucial safeguard for businesses operating heavy goods vehicles in the transport industry. This specialized coverage goes beyond standard auto insurance, addressing the unique risks associated with large commercial trucks. From articulated lorries to tipper trucks, HGV Insurance protects against potential financial losses stemming from accidents, theft, or cargo damage.
Operators must carefully consider factors such as vehicle value, payload type, and route frequency when selecting an appropriate policy. Many insurers offer tailored packages that include public liability, goods in transit, and breakdown cover. The ever-evolving landscape of road regulations and environmental concerns also influences HGV Insurance, with some policies now incorporating green initiatives and telematics to promote safer driving habits. As the logistics sector continues to grow, competition among insurance providers has intensified, potentially benefiting fleet managers through more competitive premiums and innovative coverage options.
However, the complex nature of HGV operations demands a thorough understanding of policy terms and exclusions to ensure adequate protection. Ultimately, comprehensive HGV Insurance not only fulfills legal requirements but also provides peace of mind for businesses navigating the challenging world of commercial transportation.
Why Nova Insurance?
We’ve a UK based call centre are available 6 days a week to take your call. The experienced team can guide you through the process of getting a HGV insurance quote. Offering relevant advice and assistance throughout the quotation.
Calls are completely free, as we use 0800 numbers. However you can request a callback and we will call you back at a time that’s convenient for you. Please note that calls are recorded and monitored for training and compliance purposes.
