Thinking about insurance may not be one of the most exciting things to do, but it is unfortunately necessary if you want to have a worry-free life. Understanding what kind of small business insurance you need for your business can seem like a daunting task, but if you break it down, it is actually quite […]

Do you own a van for business or commercial use? If so, ensuring that it is fully covered with the correct type of insurance is essential. Below is everything you need to know about business van insurance. How does van insurance differ from regular car insurance? Van insurance, as the name suggests, is specific to […]

Your car insurance premium is not an arbitrary figure – the amount you pay to insure your car depends on various factors. So, if you are about to renew your car insurance, what could be the reasons for your car insurance going up? Let’s take a look! Assessment of your risk factors. When calculating your […]

Here at Nova Insurance, we provide worry-free and no-fuss HGV insurance. If you were wondering what exactly HGV insurance is, this article will explain everything you need to know. Definition. The term “HGV” refers to a heavy goods vehicle, which is essentially any lorry with a gross weight of 3.5 tonnes or more. Most HGVs […]

Fleet insurance can be defined as a single insurance policy that covers two or more vehicles in your business. These vehicles can be regular cars, vans, truck or lorries.  Either all the same vehicle type or a mix. Managing your fleet insurance is much more convenient than managing separate insurance policies for each vehicle and it can […]

Even though retailers have had a hard time over the past few years there are signs that the economy is on the mend, which means that shop owners are expecting a brighter future. This is why it may be a good time to start thinking about getting into the retail business, however for many this […]

When considering business insurance, it’s important to think about the cover or covers you might need. Employers’ liability cover is a legal requirement for most UK based businesses with staff. Public liability insurance is important if you or your employees will be coming in contact with members of the public. Finally professional indemnity insurance is […]

As spring turns to summer and the weather starts to get warmer, the chances of getting heat waves increases. The risk of having heat-related problems also increases, so if you are working outdoors it’s important to take extra care. The main threats you face are from the excessive heat and the sun’s ultraviolet rays. Working […]

What Exactly Is The GDPR? GDPR stands for General Data Protection Regulation. It is a new European-wide data protection law that is due to come into effect on the 25th of May 2018. It applies to all businesses in the UK, including the self-employed that are currently affected by the Data Protection Act of 1998. […]

  If you are self-employed being more productive has many benefits to offer. To begin with, you will be able to get more done at the same time, with the same resources and in some cases fewer resources. So let’s have a look at what productivity is and some of the ways you can become […]