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In order for your business to thrive you will need a large amount of customers to visit your shop on a frequent basis. However, if you have a particularly busy business then you will find that wear and tear to your property will happen more often, and that your customers will also accidentally damage your goods. Even though it is a customer’s responsibility to pay for damaged goods, you don’t always find out about it until it’s too late, which is where your shop insurance can help.