OFF LICENCE INSURANCE

As an off licence you are legally allowed to sell alcohol to over eighteens for consumption off the premises, however you are also required to adhere to laws set out by the government. For example, you must be able to prove that everyone you serve alcohol to is over the age of twenty five or has provided ID showing they are over eighteen. Off licence owners have to be vigilant when it comes to their customers as many try to break the law. For instance, if you believe a customer is attempting to buy alcohol for under eighteens you should report them to the police and ban them from your store. Even though your off licence insurance is there to help you should an issue occur, it cannot protect you if you break the law.

Off licences vary in style and size, however one thing that they all have in common is that they carry a wide range of alcohol. Alcohol in general is not cheap, which means that you need to make sure your off licence insurance protects your products especially those that are expensive such as champagne and liquor. If you provide other products in your store such as cigarettes, snacks or confectionary it is important that your off licence insurance covers these as well. Don’t forget that equipment such as fridges and freezers rarely come cheap so you need to be covered if one of yours breaks

If you want a quick and easy way to find a range of off licence insurance quotes then make sure you fill out our online form today! Our partners have spent years working with off licence owners to provide them the best available deals, so why not let them help you too.

If you lose your licence, you may be unable to work and experience temporary loss of income if you aren’t an insured person. Authorised and regulated loss of licence insurance can help you cover your living expenses while you are unable to work or are looking for an alternative career